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Storm · 5 min read

Storm and Wind Damage in Central Kentucky: Emergency Response Checklist

Central Kentucky averages multiple severe thunderstorm warnings and at least one significant wind event per year. When a tree comes through the roof or hail strips siding, the first 24 hours decide whether you have a water damage claim layered on top of the wind claim.

Safety first

Stay out of rooms with sagging ceilings, treat every downed wire as live, and do not climb onto a damaged roof. Call utility companies for any line down, even ones that look harmless.

Emergency board-up and tarping

Open roofs and broken windows need to be sealed before the next rain or animals get in. Insurance pays for emergency mitigation; document with photos before and after the tarp goes up.

Document the damage thoroughly

Photograph every elevation of the home, every interior leak, fallen limbs, and the surrounding neighborhood (which helps prove a regional storm event). Note the date, time, and weather conditions for your claim.

Get a restoration company before the roofer

Most storm losses are wind + water + structural. A restoration company can dry the interior, manage contents, and coordinate roofing, drywall, paint, and contents replacement under a single Xactimate scope. That is faster and cheaper than juggling four contractors yourself.

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